The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 5 points (74 → 69), mostly because the capital cushion component weakened by 15 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Massachusetts

Yes. The Pittsfield Co-operative Bank is an FDIC-insured institution (FDIC certificate #26393). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 23.3% of deposits ($76.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.41%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.37% (benchmark: 10%).

Check how much of your own balance is covered

The Pittsfield Co-operative Bank lists 5 offices in 3 cities. Most locations:

• Pittsfield, MA (3)
• Dalton, MA (1)
• Great Barrington, MA (1)

All branch addresses and map

In 2025, The Pittsfield Co-operative Bank reported 215 home-loan applications under HMDA (LEI 549300UN8J4H5P8XWP62): 162 originated ($49,590,000 total), 21 denied, and 26 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

The Pittsfield Co-operative Bank

Type

SI

FDIC certificate #

26393

RSSD ID

1000276

Primary regulator

FDIC

Established

January 1, 1889

Headquarters

70 South St, Pittsfield, MA 01201

Website

www.pittsfield-coop.com

Employees

73