Side-by-side · Q2 2026 data
The Pleasants County Bank vs Citizens Bank of Morgantown, Inc.
Bank
Citizens Bank of Morgantown, Inc.
Morgantown, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The Pleasants County Bank | Citizens Bank of Morgantown, Inc. |
|---|---|---|
| TellerScore | 71 | 87 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 46 | 65 (stronger) |
| Funding & liquidity | 90 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 42nd | 84th |
| Total assets | $84.7M | $52.6M |
| Deposits / shares | $76.7M | $42.5M |
| Capital ratio | 9.44% | 18.79% (stronger) |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.66% | 1.13% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 91.6% |
| Uninsured deposits | 20.1% | 16.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank of Morgantown, Inc. has the higher TellerScore (87 vs 71). On the 6 directional measures above (where higher or lower is clearly better), The Pleasants County Bank leads on 2 and Citizens Bank of Morgantown, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.