Side-by-side · Q2 2026 data
The Pleasants County Bank vs Long Reach Federal Credit Union
Credit union
Long Reach Federal Credit Union
Middlebourne, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | The Pleasants County Bank | Long Reach Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 44 | 49 (stronger) |
| Loan quality | 100 (stronger) | 64 |
| Earnings | 46 | 61 (stronger) |
| Funding & liquidity | 90 (stronger) | 89 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 42nd | 34th |
| Total assets | $84.7M | $193.2M |
| Deposits / shares | $76.7M | $173.8M |
| Capital ratio | 9.44% | 9.91% (stronger) |
| Problem loans | 0.00% (stronger) | 1.08% |
| Net charge-offs | 0.00% (stronger) | 0.59% |
| Return on assets | 0.66% | 1.03% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 71.3% |
| Uninsured deposits | 20.1% | 8.8% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Pleasants County Bank has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Pleasants County Bank leads on 4 and Long Reach Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Saint Marys, WV