Side-by-side · Q2 2026 data
The Pleasants County Bank vs The Citizens Bank Company
Metric by metric
| Measure | The Pleasants County Bank | The Citizens Bank Company |
|---|---|---|
| TellerScore | 71 | 86 (stronger) |
| Capital cushion | 44 | 86 (stronger) |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 46 | 78 (stronger) |
| Funding & liquidity | 90 (stronger) | 86 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 42nd | 90th |
| Total assets | $84.7M | $334.6M |
| Deposits / shares | $76.7M | $291.0M |
| Capital ratio | 9.44% | 13.56% (stronger) |
| Problem loans | 0.00% (stronger) | 0.39% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.66% | 1.46% (stronger) |
| Loans ÷ deposits | 65.2% | 63.8% (stronger) |
| Uninsured deposits | 20.1% (stronger) | 24.5% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank Company has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Pleasants County Bank leads on 3 and The Citizens Bank Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.