Side-by-side · Q2 2026 data
The Pleasants County Bank vs The Settlers Bank
Metric by metric
| Measure | The Pleasants County Bank | The Settlers Bank |
|---|---|---|
| TellerScore | 71 | 94 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 46 | 93 (stronger) |
| Funding & liquidity | 90 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 42nd | 98th |
| Total assets | $84.7M | $142.4M |
| Deposits / shares | $76.7M | $119.1M |
| Capital ratio | 9.44% | 16.19% (stronger) |
| Problem loans | 0.00% (stronger) | 0.18% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.66% | 1.83% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 77.1% |
| Uninsured deposits | 20.1% | 18.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Settlers Bank has the higher TellerScore (94 vs 71). On the 6 directional measures above (where higher or lower is clearly better), The Pleasants County Bank leads on 2 and The Settlers Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.