Side-by-side · Q2 2026 data
The Pleasants County Bank vs West Virginia Central Federal Credit Union
Credit union
West Virginia Central Federal Credit Union
Parkersburg, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | The Pleasants County Bank | West Virginia Central Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 44 | 82 (stronger) |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 46 | 62 (stronger) |
| Funding & liquidity | 90 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 42nd | 68th |
| Total assets | $84.7M | $341.3M |
| Deposits / shares | $76.7M | $295.3M |
| Capital ratio | 9.44% | 13.23% (stronger) |
| Problem loans | 0.00% (stronger) | 0.87% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 0.66% | 1.06% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 77.6% |
| Uninsured deposits | 20.1% | 4.8% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Virginia Central Federal Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Pleasants County Bank leads on 3 and West Virginia Central Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.