Side-by-side · Q2 2026 data
The Poca Valley Bank, Inc. vs Huntington Federal Savings Bank
Metric by metric
| Measure | The Poca Valley Bank, Inc. | Huntington Federal Savings Bank |
|---|---|---|
| TellerScore | 61 | 77 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 88 | 90 (stronger) |
| Earnings | 49 (stronger) | 5 |
| Funding & liquidity | 77 | 92 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 20th | 68th |
| Total assets | $666.2M | $532.3M |
| Deposits / shares | $603.3M | $422.4M |
| Capital ratio | 7.78% | 15.07% (stronger) |
| Problem loans | 0.37% | 0.29% (stronger) |
| Net charge-offs | 0.07% | 0.02% (stronger) |
| Return on assets | 0.72% (stronger) | -0.38% |
| Loans ÷ deposits | 83.3% | 68.4% (stronger) |
| Uninsured deposits | 12.5% | 6.6% (stronger) |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 9.5% |
Huntington Federal Savings Bank has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Poca Valley Bank, Inc. leads on 1 and Huntington Federal Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.