Side-by-side · Q2 2026 data
The Port Austin State Bank vs Frankenmuth Credit Union
Metric by metric
| Measure | The Port Austin State Bank | Frankenmuth Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 100 (stronger) | 60 |
| Earnings | 93 (stronger) | 74 |
| Funding & liquidity | 77 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 97th | 36th |
| Total assets | $67.8M | $1.6B |
| Deposits / shares | $54.6M | $1.4B |
| Capital ratio | 18.44% (stronger) | 10.31% |
| Problem loans | 0.00% (stronger) | 1.19% |
| Net charge-offs | 0.00% (stronger) | 0.43% |
| Return on assets | 1.83% (stronger) | 1.34% |
| Loans ÷ deposits | 83.6% | 82.3% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 23.6% |
| Offices | 1 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.8% |
The Port Austin State Bank has the higher TellerScore (95 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Port Austin State Bank leads on 6 and Frankenmuth Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.