Side-by-side · Q2 2026 data
The Port Washington State Bank vs Focus Credit Union
Metric by metric
| Measure | The Port Washington State Bank | Focus Credit Union |
|---|---|---|
| TellerScore | 67 | 83 (stronger) |
| Capital cushion | 40 | 90 (stronger) |
| Loan quality | 96 (stronger) | 84 |
| Earnings | 49 | 74 (stronger) |
| Funding & liquidity | 76 (stronger) | 73 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 44th | 72nd |
| Total assets | $1.0B | $61.7M |
| Deposits / shares | $926.9M | $52.5M |
| Capital ratio | 8.97% | 14.01% (stronger) |
| Problem loans | 0.11% (stronger) | 0.49% |
| Net charge-offs | -0.01% (stronger) | 0.33% |
| Return on assets | 0.72% | 1.34% (stronger) |
| Loans ÷ deposits | 70.0% (stronger) | 87.5% |
| Uninsured deposits | 27.5% | 5.5% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Focus Credit Union has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Port Washington State Bank leads on 3 and Focus Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.