Side-by-side · Q2 2026 data
The Port Washington State Bank vs River Bank
Metric by metric
| Measure | The Port Washington State Bank | River Bank |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 40 | 70 (stronger) |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 49 | 66 (stronger) |
| Funding & liquidity | 76 (stronger) | 35 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 44th | 70th |
| Total assets | $1.0B | $1.0B |
| Deposits / shares | $926.9M | $755.7M |
| Capital ratio | 8.97% | 12.02% (stronger) |
| Problem loans | 0.11% (stronger) | 0.16% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.72% | 1.14% (stronger) |
| Loans ÷ deposits | 70.0% (stronger) | 111.3% |
| Uninsured deposits | 27.5% (stronger) | 28.6% |
| Offices | 8 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 7.3% |
River Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Port Washington State Bank leads on 4 and River Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.