Side-by-side · Q2 2026 data
The Portage County Bank vs National Exchange Bank and Trust
Metric by metric
| Measure | The Portage County Bank | National Exchange Bank and Trust |
|---|---|---|
| TellerScore | 83 | 88 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 97 (stronger) | 88 |
| Earnings | 75 | 88 (stronger) |
| Funding & liquidity | 71 (stronger) | 59 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 84th | 98th |
| Total assets | $210.1M | $2.9B |
| Deposits / shares | $173.5M | $2.3B |
| Capital ratio | 12.69% | 20.06% (stronger) |
| Problem loans | 0.10% (stronger) | 0.37% |
| Net charge-offs | -0.00% | -0.07% (stronger) |
| Return on assets | 1.36% | 1.69% (stronger) |
| Loans ÷ deposits | 71.5% (stronger) | 73.1% |
| Uninsured deposits | 31.1% (stronger) | 40.1% |
| Offices | 4 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
National Exchange Bank and Trust has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The Portage County Bank leads on 3 and National Exchange Bank and Trust on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.