TellerScore

Side-by-side · Q2 2026 data

The Putnam County National Bank of Carmel vs Eastbank, National Association

Bank

The Putnam County National Bank of Carmel

Carmel, New York · $100 million – $1 billion

83of 100
Strong

Bank

Eastbank, National Association

New York, New York · $100 million – $1 billion

82of 100
Strong

Metric by metric

MeasureThe Putnam County National Bank of CarmelEastbank, National Association
TellerScore83 (stronger)82
Capital cushion100100
Loan quality84100 (stronger)
Earnings72 (stronger)37
Funding & liquidity5266 (stronger)
Problem-loan coverage95100 (stronger)
Peer percentile84th82nd
Total assets$182.7M$153.0M
Deposits / shares$135.2M$104.7M
Capital ratio26.77% (stronger)22.99%
Problem loans0.48%0.00% (stronger)
Net charge-offs-0.00% (stronger)0.00%
Return on assets1.31% (stronger)0.42%
Loans ÷ deposits89.9% (stronger)94.3%
Uninsured deposits31.7%13.7% (stronger)
Offices61
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The Putnam County National Bank of Carmel has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Putnam County National Bank of Carmel leads on 5 and Eastbank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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