Headquartered in New York, New York, Eastbank, National Association is a national bank with $153.0M in total assets and $104.7M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1984.
Eastbank, National Association has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 2,650 banks with $100 million – $1 billion. Among 121 banks headquartered in New York, it ranks 12th. Capital cushion contributes the most (100/100, 22.99%); earnings contributes the least (37/100, 0.42%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (78 → 82), mostly because the earnings component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 77 |
| Q4 2024 | 78 |
| Q1 2025 | 79 |
| Q2 2025 | 78 |
| Q3 2025 | 96 |
| Q4 2025 | 87 |
| Q1 2026 | 83 |
| Q2 2026 | 82 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 21.66% |
| Q3 2024 | 21.74% |
| Q4 2024 | 20.70% |
| Q1 2025 | 21.15% |
| Q2 2025 | 22.11% |
| Q3 2025 | 23.78% |
| Q4 2025 | 23.52% |
| Q1 2026 | 24.27% |
| Q2 2026 | 22.99% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.52% |
| Q3 2024 | -0.48% |
| Q4 2024 | -0.42% |
| Q1 2025 | -0.22% |
| Q2 2025 | -0.21% |
| Q3 2025 | 1.93% |
| Q4 2025 | 0.83% |
| Q1 2026 | 0.36% |
| Q2 2026 | 0.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $153.0M | 22.99% | 0.00% | 0.42% | 94.3% |
| Q1 2026 | 83 | $145.8M | 24.27% | 0.00% | 0.36% | 88.7% |
| Q4 2025 | 87 | $147.4M | 23.52% | 0.00% | 0.83% | 86.7% |
| Q3 2025 | 96 | $151.4M | 23.78% | 0.00% | 1.93% | 83.3% |
| Q2 2025 | 78 | $143.1M | 22.11% | 0.00% | -0.21% | 86.7% |
| Q1 2025 | 79 | $151.6M | 21.15% | 0.00% | -0.22% | 82.2% |
| Q4 2024 | 78 | $160.9M | 20.70% | 0.00% | -0.42% | 76.7% |
| Q3 2024 | 77 | $156.2M | 21.74% | 0.00% | -0.48% | 79.5% |
| Q2 2024 | 76 | $150.7M | 21.66% | 0.00% | -0.52% | 84.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| WSB Municipal BankBank Watertown, NY | 93 out of 100, Very strong | $152.3M | 15.2% | 0.00% | vs |
| The Putnam County National Bank of CarmelBank Carmel, NY | 83 out of 100, Strong | $182.7M | 26.8% | 0.48% | vs |
| Maple City Savings Bank, FSBBank Hornell, NY | 55 out of 100, Moderate | $121.8M | 9.5% | 1.44% | vs |
| Bank of RichmondvilleBank Cobleskill, NY | 77 out of 100, Strong | $185.9M | 11.5% | 0.18% | vs |
| Savannah Bank National AssociationBank Savannah, NY | 66 out of 100, Moderate | $187.2M | 8.9% | 0.23% | vs |
| First Federal Savings of MiddletownBank Middletown, NY | 89 out of 100, Very strong | $188.0M | 36.9% | 0.00% | vs |
Deposit insurance
Is my money safe at Eastbank, National Association?
Yes. Eastbank, National Association is an FDIC-insured institution (FDIC certificate #25749). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.7% of deposits ($14.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 22.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 31.11% (benchmark: 10%).
1 location
Branches
Eastbank, National Association lists 1 office in 1 city. Most locations:
- New York, NY (1)
Identity & history
Profile
- Legal name
- Eastbank, National Association
- Former names
- First Eastern Bank, National Association
- Type
- National bank
- FDIC certificate #
- 25749
- RSSD ID
- 98717
- Primary regulator
- OCC
- Holding company
- Evergreen Holdings Llc
- Established
- November 26, 1984
- Headquarters
- 183 Centre St, New York, NY 10013
- Website
- www.eastbank-na.com
- Employees
- 21
Quick answers
Eastbank, National Association: common questions
Is Eastbank, National Association FDIC insured?
Yes. Eastbank, National Association is an FDIC-insured institution (FDIC certificate #25749). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Eastbank, National Association's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Eastbank, National Association ever failed?
There is no failure record for FDIC certificate #25749 in the FDIC failed bank list.
How many branches does Eastbank, National Association have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |