Side-by-side · Q2 2026 data
The Putnam County National Bank of Carmel vs Savannah Bank National Association
Metric by metric
| Measure | The Putnam County National Bank of Carmel | Savannah Bank National Association |
|---|---|---|
| TellerScore | 83 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 84 | 92 (stronger) |
| Earnings | 72 (stronger) | 47 |
| Funding & liquidity | 52 | 79 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 84th | 31st |
| Total assets | $182.7M | $187.2M |
| Deposits / shares | $135.2M | $170.3M |
| Capital ratio | 26.77% (stronger) | 8.92% |
| Problem loans | 0.48% | 0.23% (stronger) |
| Net charge-offs | -0.00% | -0.05% (stronger) |
| Return on assets | 1.31% (stronger) | 0.66% |
| Loans ÷ deposits | 89.9% | 52.8% (stronger) |
| Uninsured deposits | 31.7% (stronger) | 33.9% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Putnam County National Bank of Carmel has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Putnam County National Bank of Carmel leads on 4 and Savannah Bank National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.