Side-by-side · Q2 2026 data
The Putnam County National Bank of Carmel vs Teg Federal Credit Union
Metric by metric
| Measure | The Putnam County National Bank of Carmel | Teg Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 84 (stronger) | 83 |
| Earnings | 72 (stronger) | 61 |
| Funding & liquidity | 52 | 73 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 84th | 34th |
| Total assets | $182.7M | $506.5M |
| Deposits / shares | $135.2M | $444.6M |
| Capital ratio | 26.77% (stronger) | 8.99% |
| Problem loans | 0.48% (stronger) | 0.52% |
| Net charge-offs | -0.00% (stronger) | 0.44% |
| Return on assets | 1.31% (stronger) | 1.02% |
| Loans ÷ deposits | 89.9% | 87.6% (stronger) |
| Uninsured deposits | 31.7% | 8.5% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.6% |
The Putnam County National Bank of Carmel has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Putnam County National Bank of Carmel leads on 5 and Teg Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.