Side-by-side · Q2 2026 data
The Queenstown Bank of Maryland vs BayVanguard Bank
Metric by metric
| Measure | The Queenstown Bank of Maryland | BayVanguard Bank |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 96 (stronger) | 84 |
| Earnings | 54 | 60 (stronger) |
| Funding & liquidity | 81 (stronger) | 52 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 68th | 77th |
| Total assets | $729.5M | $868.7M |
| Deposits / shares | $648.8M | $689.1M |
| Capital ratio | 11.60% | 17.13% (stronger) |
| Problem loans | 0.12% (stronger) | 0.48% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 0.86% | 1.01% (stronger) |
| Loans ÷ deposits | 72.4% (stronger) | 102.2% |
| Uninsured deposits | 21.0% | 20.7% (stronger) |
| Offices | 9 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | 4.3% |
BayVanguard Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Queenstown Bank of Maryland leads on 2 and BayVanguard Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.