Side-by-side · Q2 2026 data
The Richwood Banking Company vs Signature Bank, National Association
Metric by metric
| Measure | The Richwood Banking Company | Signature Bank, National Association |
|---|---|---|
| TellerScore | 64 | 69 (stronger) |
| Capital cushion | 58 | 74 (stronger) |
| Loan quality | 57 | 72 (stronger) |
| Earnings | 70 | 83 (stronger) |
| Funding & liquidity | 70 (stronger) | 22 |
| Problem-loan coverage | 83 | 90 (stronger) |
| Peer percentile | 33rd | 53rd |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 10.76% | 12.44% (stronger) |
| Problem loans | 1.28% | 0.84% (stronger) |
| Net charge-offs | 0.06% | -0.00% (stronger) |
| Return on assets | 1.26% | 1.57% (stronger) |
| Loans ÷ deposits | 82.7% (stronger) | 89.6% |
| Uninsured deposits | 22.3% (stronger) | 59.0% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 3.8% |
Signature Bank, National Association has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Richwood Banking Company leads on 2 and Signature Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.