Side-by-side · Q2 2026 data
The Riddell National Bank vs The Garrett State Bank
Metric by metric
| Measure | The Riddell National Bank | The Garrett State Bank |
|---|---|---|
| TellerScore | 59 | 69 (stronger) |
| Capital cushion | 35 | 55 (stronger) |
| Loan quality | 69 | 72 (stronger) |
| Earnings | 64 | 97 (stronger) |
| Funding & liquidity | 72 (stronger) | 43 |
| Problem-loan coverage | 80 | 88 (stronger) |
| Peer percentile | 17th | 40th |
| Total assets | $384.3M | $399.7M |
| Deposits / shares | $346.9M | $339.4M |
| Capital ratio | 8.49% | 10.47% (stronger) |
| Problem loans | 0.92% | 0.85% (stronger) |
| Net charge-offs | 0.07% | 0.02% (stronger) |
| Return on assets | 1.09% | 1.93% (stronger) |
| Loans ÷ deposits | 83.7% (stronger) | 85.2% |
| Uninsured deposits | 19.2% (stronger) | 44.3% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | 12.5% |
The Garrett State Bank has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Riddell National Bank leads on 2 and The Garrett State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.