Side-by-side · Q2 2026 data
The Riley State Bank of Riley, Kansas vs United Bank & Trust
Metric by metric
| Measure | The Riley State Bank of Riley, Kansas | United Bank & Trust |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 55 | 65 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 79 | 81 (stronger) |
| Funding & liquidity | 74 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 72nd | 75th |
| Total assets | $132.0M | $892.9M |
| Deposits / shares | $115.2M | $714.1M |
| Capital ratio | 10.51% | 11.51% (stronger) |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.48% | 1.53% (stronger) |
| Loans ÷ deposits | 76.4% (stronger) | 92.9% |
| Uninsured deposits | 24.2% | 23.5% (stronger) |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 14.2% |
United Bank & Trust has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Riley State Bank of Riley, Kansas leads on 2 and United Bank & Trust on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.