The Riley State Bank of Riley, Kansas is a state-chartered bank headquartered in Riley, Kansas, in business for about 83 years. At the end of Q2 2026 it reported $132.0M in total assets and $115.2M in deposits, with 4 offices.
Based on its Q2 2026 filing, The Riley State Bank of Riley, Kansas scores 78/100, which we describe as strong. That is higher than 72% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 75th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (55/100; 10.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 78).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 79 |
| Q4 2024 | 75 |
| Q1 2025 | 80 |
| Q2 2025 | 79 |
| Q3 2025 | 80 |
| Q4 2025 | 77 |
| Q1 2026 | 81 |
| Q2 2026 | 78 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.59% |
| Q3 2024 | 11.08% |
| Q4 2024 | 10.69% |
| Q1 2025 | 10.75% |
| Q2 2025 | 10.80% |
| Q3 2025 | 10.95% |
| Q4 2025 | 10.84% |
| Q1 2026 | 10.73% |
| Q2 2026 | 10.51% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.23% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.14% |
| Q3 2024 | 1.14% |
| Q4 2024 | 1.03% |
| Q1 2025 | 1.61% |
| Q2 2025 | 1.44% |
| Q3 2025 | 1.45% |
| Q4 2025 | 1.25% |
| Q1 2026 | 1.62% |
| Q2 2026 | 1.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $132.0M | 10.51% | 0.00% | 1.48% | 76.4% |
| Q1 2026 | 81 | $130.3M | 10.73% | 0.00% | 1.62% | 74.6% |
| Q4 2025 | 77 | $123.4M | 10.84% | 0.00% | 1.25% | 77.4% |
| Q3 2025 | 80 | $122.0M | 10.95% | 0.00% | 1.45% | 73.1% |
| Q2 2025 | 79 | $121.5M | 10.80% | 0.00% | 1.44% | 74.5% |
| Q1 2025 | 80 | $118.1M | 10.75% | 0.00% | 1.61% | 79.9% |
| Q4 2024 | 75 | $116.1M | 10.69% | 0.00% | 1.03% | 79.3% |
| Q3 2024 | 79 | $111.1M | 11.08% | 0.00% | 1.14% | 74.2% |
| Q2 2024 | 75 | $114.3M | 10.59% | 0.23% | 1.14% | 72.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bendena State BankBank Bendena, KS | 77 out of 100, Strong | $131.5M | 10.0% | 0.00% | vs |
| Community Bank of Wichita, Inc.Bank Wichita, KS | 63 out of 100, Moderate | $128.3M | 8.6% | 0.72% | vs |
| The Stockgrowers State BankBank Maple Hill, KS | 83 out of 100, Strong | $128.3M | 11.6% | 0.13% | vs |
| The State Bank of BernBank Bern, KS | 95 out of 100, Very strong | $128.2M | 17.3% | 0.00% | vs |
| The Citizens State BankBank Hugoton, KS | 80 out of 100, Strong | $137.5M | 13.5% | 0.30% | vs |
| Bison State BankBank Bison, KS | 68 out of 100, Moderate | $125.8M | 10.3% | 0.32% | vs |
Deposit insurance
Is my money safe at The Riley State Bank of Riley, Kansas?
Yes. The Riley State Bank of Riley, Kansas is an FDIC-insured institution (FDIC certificate #16120). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.2% of deposits ($27.9M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.51%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
The Riley State Bank of Riley, Kansas lists 3 offices in 3 cities. Most locations:
- Leonardville, KS (1)
- Riley, KS (1)
- Wakefield, KS (1)
HMDA 2025
Mortgage lending
In 2025, The Riley State Bank of Riley, Kansas reported 24 home-loan applications under HMDA (LEI 254900NKP8DU1TIVDM92): 24 originated ($2,350,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Riley State Bank of Riley, Kansas
- Type
- State-chartered bank
- FDIC certificate #
- 16120
- RSSD ID
- 532752
- Primary regulator
- FDIC
- Holding company
- Riley County Bancshares Inc
- Established
- November 19, 1943
- Headquarters
- 201 S Broadway St, Riley, KS 66531
- Website
- www.rileystatebank.com
- Employees
- 22
Quick answers
The Riley State Bank of Riley, Kansas: common questions
Is The Riley State Bank of Riley, Kansas FDIC insured?
Yes. The Riley State Bank of Riley, Kansas is an FDIC-insured institution (FDIC certificate #16120). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Riley State Bank of Riley, Kansas's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Riley State Bank of Riley, Kansas ever failed?
There is no failure record for FDIC certificate #16120 in the FDIC failed bank list.
How many branches does The Riley State Bank of Riley, Kansas have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Riley
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Union State BankBank Olsburg, KS | 89 out of 100, Very strong | $44.3M | 12.7% | 0.00% | vs |
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |
| GNBank, National AssociationBank Girard, KS | 80 out of 100, Strong | $1.1B | 11.6% | 0.13% | vs |
| New Century BankBank Belleville, KS | 79 out of 100, Strong | $88.9M | 13.2% | 0.87% | vs |
| United Bank & TrustBank Marysville, KS | 79 out of 100, Strong | $892.9M | 11.5% | 0.00% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |