Side-by-side · Q2 2026 data
The Salyersville National Bank vs Citizens Bank and Trust of Lebanon, Inc.
Metric by metric
| Measure | The Salyersville National Bank | Citizens Bank and Trust of Lebanon, Inc. |
|---|---|---|
| TellerScore | 89 (stronger) | 75 |
| Capital cushion | 92 (stronger) | 63 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 85 (stronger) | 58 |
| Funding & liquidity | 66 | 77 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 94th | 61st |
| Total assets | $163.5M | $173.0M |
| Deposits / shares | $125.2M | $156.9M |
| Capital ratio | 14.24% (stronger) | 11.33% |
| Problem loans | 0.00% (stronger) | 0.18% |
| Net charge-offs | 0.06% (stronger) | 0.25% |
| Return on assets | 1.64% (stronger) | 0.94% |
| Loans ÷ deposits | 80.2% | 34.1% (stronger) |
| Uninsured deposits | 27.6% (stronger) | 36.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Salyersville National Bank has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Salyersville National Bank leads on 6 and Citizens Bank and Trust of Lebanon, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.