Side-by-side · Q2 2026 data
The Salyersville National Bank vs Commonwealth Federal Credit Union
Metric by metric
| Measure | The Salyersville National Bank | Commonwealth Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 73 |
| Capital cushion | 92 (stronger) | 63 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 85 (stronger) | 82 |
| Funding & liquidity | 66 | 76 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 94th | 70th |
| Total assets | $163.5M | $2.9B |
| Deposits / shares | $125.2M | $2.6B |
| Capital ratio | 14.24% (stronger) | 11.26% |
| Problem loans | 0.00% (stronger) | 0.87% |
| Net charge-offs | 0.06% (stronger) | 0.94% |
| Return on assets | 1.64% (stronger) | 1.55% |
| Loans ÷ deposits | 80.2% (stronger) | 84.1% |
| Uninsured deposits | 27.6% | 7.5% (stronger) |
| Offices | 2 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Salyersville National Bank has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Salyersville National Bank leads on 6 and Commonwealth Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.