Side-by-side · Q2 2026 data
The Security State Bank vs Commerce Bank
Metric by metric
| Measure | The Security State Bank | Commerce Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 52 | 94 (stronger) |
| Earnings | 65 | 70 (stronger) |
| Funding & liquidity | 92 (stronger) | 61 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 63rd | 91st |
| Total assets | $55.1M | $35.0B |
| Deposits / shares | $47.7M | $28.1B |
| Capital ratio | 15.56% (stronger) | 11.43% |
| Problem loans | 1.44% | 0.17% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.25% |
| Return on assets | 1.13% | 1.25% (stronger) |
| Loans ÷ deposits | 37.0% (stronger) | 73.5% |
| Uninsured deposits | 22.7% (stronger) | 38.6% |
| Offices | 1 | 146 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.2% |
The Security State Bank has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Security State Bank leads on 5 and Commerce Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.