Side-by-side · Q2 2026 data
The Security State Bank vs Impact Bank
Metric by metric
| Measure | The Security State Bank | Impact Bank |
|---|---|---|
| TellerScore | 79 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 52 | 99 (stronger) |
| Earnings | 65 | 87 (stronger) |
| Funding & liquidity | 92 (stronger) | 75 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 63rd | 77th |
| Total assets | $55.1M | $167.2M |
| Deposits / shares | $47.7M | $153.0M |
| Capital ratio | 15.56% (stronger) | 10.62% |
| Problem loans | 1.44% | 0.03% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.05% |
| Return on assets | 1.13% | 1.67% (stronger) |
| Loans ÷ deposits | 37.0% (stronger) | 64.7% |
| Uninsured deposits | 22.7% (stronger) | 33.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Impact Bank has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Security State Bank leads on 4 and Impact Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wellington, KS