Side-by-side · Q2 2026 data
The Security State Bank vs The First State Bank of Ransom
Metric by metric
| Measure | The Security State Bank | The First State Bank of Ransom |
|---|---|---|
| TellerScore | 79 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 52 | 89 (stronger) |
| Earnings | 65 | 68 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 63rd | 90th |
| Total assets | $55.1M | $48.9M |
| Deposits / shares | $47.7M | $39.9M |
| Capital ratio | 15.56% | 20.06% (stronger) |
| Problem loans | 1.44% | 0.34% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.08% |
| Return on assets | 1.13% | 1.19% (stronger) |
| Loans ÷ deposits | 37.0% (stronger) | 55.9% |
| Uninsured deposits | 22.7% | 15.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank of Ransom has the higher TellerScore (91 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Security State Bank leads on 2 and The First State Bank of Ransom on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.