Side-by-side · Q2 2026 data
The Security State Bank vs The State Exchange Bank
Metric by metric
| Measure | The Security State Bank | The State Exchange Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 52 (stronger) | 38 |
| Earnings | 65 | 69 (stronger) |
| Funding & liquidity | 92 (stronger) | 78 |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 63rd | 26th |
| Total assets | $55.1M | $50.9M |
| Deposits / shares | $47.7M | $46.5M |
| Capital ratio | 15.56% (stronger) | 12.25% |
| Problem loans | 1.44% (stronger) | 1.85% |
| Net charge-offs | 0.03% (stronger) | 0.08% |
| Return on assets | 1.13% | 1.22% (stronger) |
| Loans ÷ deposits | 37.0% | 36.2% (stronger) |
| Uninsured deposits | 22.7% (stronger) | 34.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Security State Bank has the higher TellerScore (79 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Security State Bank leads on 5 and The State Exchange Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.