Side-by-side · Q2 2026 data
The Security State Bank vs Interstate Credit Union
Metric by metric
| Measure | The Security State Bank | Interstate Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 89 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 80 | 82 (stronger) |
| Earnings | 97 | 100 (stronger) |
| Funding & liquidity | 97 (stronger) | 63 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 90th | 94th |
| Total assets | $70.5M | $410.9M |
| Deposits / shares | $61.0M | $341.0M |
| Capital ratio | 14.11% | 15.85% (stronger) |
| Problem loans | 0.59% | 0.54% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.32% |
| Return on assets | 1.92% | 2.43% (stronger) |
| Loans ÷ deposits | 52.9% (stronger) | 97.0% |
| Uninsured deposits | 18.2% | 6.8% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.8% |
The Security State Bank has the higher TellerScore (91 vs 89). On the 7 directional measures above (where higher or lower is clearly better), The Security State Bank leads on 3 and Interstate Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.