Side-by-side · Q2 2026 data
The Seiling State Bank vs Bank of Commerce
Metric by metric
| Measure | The Seiling State Bank | Bank of Commerce |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 55 | 78 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 84 | 93 (stronger) |
| Funding & liquidity | 68 | 80 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 75th | 82nd |
| Total assets | $195.0M | $203.2M |
| Deposits / shares | $175.2M | $174.5M |
| Capital ratio | 10.54% | 12.78% (stronger) |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | -0.60% (stronger) | 0.10% |
| Return on assets | 1.60% | 1.83% (stronger) |
| Loans ÷ deposits | 78.3% | 76.5% (stronger) |
| Uninsured deposits | 27.7% | 18.4% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.2% |
Bank of Commerce has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Seiling State Bank leads on 2 and Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.