Side-by-side · Q2 2026 data
The Seymour Bank vs Citizens Bank of the Midwest
Metric by metric
| Measure | The Seymour Bank | Citizens Bank of the Midwest |
|---|---|---|
| TellerScore | 73 (stronger) | 55 |
| Capital cushion | 63 (stronger) | 34 |
| Loan quality | 85 | 89 (stronger) |
| Earnings | 61 | 61 |
| Funding & liquidity | 78 (stronger) | 56 |
| Problem-loan coverage | 94 (stronger) | 24 |
| Peer percentile | 53rd | 11th |
| Total assets | $224.7M | $238.3M |
| Deposits / shares | $194.3M | $191.6M |
| Capital ratio | 11.30% (stronger) | 8.39% |
| Problem loans | 0.46% | 0.33% (stronger) |
| Net charge-offs | 0.07% | -0.04% (stronger) |
| Return on assets | 1.02% | 1.03% (stronger) |
| Loans ÷ deposits | 73.1% (stronger) | 85.5% |
| Uninsured deposits | 23.1% (stronger) | 31.7% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Seymour Bank has the higher TellerScore (73 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Seymour Bank leads on 4 and Citizens Bank of the Midwest on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.