Side-by-side · Q2 2026 data
The Shelby County State Bank vs Crawford County Trust and Savings Bank
Metric by metric
| Measure | The Shelby County State Bank | Crawford County Trust and Savings Bank |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 50 (stronger) | 49 |
| Loan quality | 87 | 99 (stronger) |
| Earnings | 77 | 96 (stronger) |
| Funding & liquidity | 83 (stronger) | 74 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 57th | 77th |
| Total assets | $523.6M | $294.5M |
| Deposits / shares | $462.9M | $267.2M |
| Capital ratio | 10.00% (stronger) | 9.93% |
| Problem loans | 0.40% | 0.03% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.05% |
| Return on assets | 1.43% | 1.89% (stronger) |
| Loans ÷ deposits | 74.9% | 71.3% (stronger) |
| Uninsured deposits | 16.9% (stronger) | 28.2% |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crawford County Trust and Savings Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Shelby County State Bank leads on 3 and Crawford County Trust and Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.