Side-by-side · Q2 2026 data
The Sherwood State Bank vs Christo Rey Federal Credit Union
Metric by metric
| Measure | The Sherwood State Bank | Christo Rey Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 71 (stronger) |
| Capital cushion | 73 (stronger) | 39 |
| Loan quality | 21 | 100 (stronger) |
| Earnings | 51 (stronger) | 46 |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 72 | 100 (stronger) |
| Peer percentile | 11th | 42nd |
| Total assets | $107.5M | $3.6M |
| Deposits / shares | $89.8M | $3.3M |
| Capital ratio | 12.32% (stronger) | 8.91% |
| Problem loans | 2.36% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.78% (stronger) | 0.66% |
| Loans ÷ deposits | 88.4% | 48.8% (stronger) |
| Uninsured deposits | 11.4% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Christo Rey Federal Credit Union has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Sherwood State Bank leads on 3 and Christo Rey Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.