TellerScore

Christo Rey Federal Credit Union (NCUA charter #5524) is based in Ney, Ohio. Its Q2 2026 call report shows $3.6M in total assets and $3.3M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Christo Rey Federal Credit Union scores 71/100, which we describe as strong. That is higher than only 42% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 97th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (39/100; 8.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Net worth ratio: 8.91%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings46/100
Return on assets (annualized): 0.66%
Funding & liquidity100/100
Loans ÷ shares: 48.8% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 71).

TellerScore
687480Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202470
Q4 202468
Q1 202573
Q2 202571
Q3 202571
Q4 202574
Q1 202680
Q2 202671
Net worth ratio
7.00%8.51%10.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.98%
Q3 202410.02%
Q4 20249.13%
Q1 20259.09%
Q2 20258.65%
Q3 20258.65%
Q4 20259.00%
Q1 20269.00%
Q2 20268.91%
Delinquent loans (60+ days)
0.00%0.12%0.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.08%
Q1 20250.08%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.24%
Q2 20260.00%
Return on assets
0.10%1.77%3.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.10%
Q3 20240.24%
Q4 20240.32%
Q1 20251.00%
Q2 20250.70%
Q3 20250.76%
Q4 20250.96%
Q1 20263.44%
Q2 20260.66%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$3.6M8.91%0.00%0.66%48.8%
Q1 202680$3.6M9.00%0.24%3.44%48.3%
Q4 202574$3.5M9.00%0.00%0.96%45.9%
Q3 202571$3.4M8.65%0.00%0.76%48.1%
Q2 202571$3.4M8.65%0.00%0.70%45.4%
Q1 202573$3.1M9.09%0.08%1.00%52.4%
Q4 202468$3.0M9.13%0.08%0.32%54.7%
Q3 202470$2.7M10.02%0.00%0.24%62.9%
Q2 202470$2.7M9.98%0.00%0.10%58.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.91%
9th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.66%
51st
Loans to deposits48.8%
66th
Uninsured deposits0.0%
81st
Loan-loss reserves2.50%
92nd
Texas ratio0.0%
93rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
U.P.S. Credit UnionCredit union Cincinnati, OH49 out of 100, Below average$3.1M13.2%2.77%vs
S and J School Employees Federal Credit UnionCredit union Wintersville, OH45 out of 100, Below average$3.1M10.9%3.16%vs
McDonald Community Federal Credit UnionCredit union Mc Donald, OH79 out of 100, Strong$4.4M12.5%0.00%vs
Nueva Esperanza Community Credit UnionCredit union Toledo, OH68 out of 100, Moderate$4.5M47.8%2.79%vs
W T Community Federal Credit UnionCredit union Cincinnati, OH66 out of 100, Moderate$4.6M9.8%0.09%vs
Antioch Credit UnionCredit union Cleveland, OH55 out of 100, Moderate$2.7M33.6%7.55%vs

Deposit insurance

Is my money safe at Christo Rey Federal Credit Union?

Yes. Christo Rey Federal Credit Union is a federally insured credit union (NCUA charter #5524). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.91%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Christo Rey Federal Credit Union lists 1 office in 1 city. Most locations:

  • Ney, OH (1)

All branch addresses and map

Identity & history

Profile

Legal name
Christo Rey Federal Credit Union
Type
Federal credit union
NCUA charter #
5524
RSSD ID
871077
Primary regulator
NCUA
Established
1947
Headquarters
15246 Vollmer Rd, Ney, OH 43549
Employees
1

Quick answers

Christo Rey Federal Credit Union: common questions

Is Christo Rey Federal Credit Union NCUA insured?

Yes. Christo Rey Federal Credit Union is a federally insured credit union (NCUA charter #5524). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Christo Rey Federal Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Christo Rey Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Ney

InstitutionScoreAssetsCapitalProblem loansCompare
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
Genfed Financial Credit UnionCredit union Akron, OH79 out of 100, Strong$335.9M16.8%1.38%vs
Farmers State BankBank Lagrange, IN78 out of 100, Strong$1.3B10.8%0.02%vs
The Fort Jennings State BankBank Fort Jennings, OH75 out of 100, Strong$285.8M12.7%1.09%vs
The Union Bank CompanyBank Columbus Grove, OH74 out of 100, Strong$1.4B10.8%0.12%vs
The Citizens National Bank of BlufftonBank Bluffton, OH71 out of 100, Strong$1.1B11.0%0.66%vs