Side-by-side · Q2 2026 data
The Sherwood State Bank vs First Mutual Bank, FSB
Metric by metric
| Measure | The Sherwood State Bank | First Mutual Bank, FSB |
|---|---|---|
| TellerScore | 55 | 63 (stronger) |
| Capital cushion | 73 (stronger) | 46 |
| Loan quality | 21 | 82 (stronger) |
| Earnings | 51 (stronger) | 32 |
| Funding & liquidity | 72 | 86 (stronger) |
| Problem-loan coverage | 72 | 93 (stronger) |
| Peer percentile | 11th | 24th |
| Total assets | $107.5M | $109.9M |
| Deposits / shares | $89.8M | $90.6M |
| Capital ratio | 12.32% (stronger) | 9.60% |
| Problem loans | 2.36% | 0.55% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.08% |
| Return on assets | 0.78% (stronger) | 0.29% |
| Loans ÷ deposits | 88.4% | 74.3% (stronger) |
| Uninsured deposits | 11.4% (stronger) | 11.9% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
First Mutual Bank, FSB has the higher TellerScore (63 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Sherwood State Bank leads on 4 and First Mutual Bank, FSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.