Side-by-side · Q2 2026 data
The Sherwood State Bank vs Genfed Financial Credit Union
Metric by metric
| Measure | The Sherwood State Bank | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 55 | 79 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 21 | 54 (stronger) |
| Earnings | 51 | 67 (stronger) |
| Funding & liquidity | 72 | 88 (stronger) |
| Problem-loan coverage | 72 | 90 (stronger) |
| Peer percentile | 11th | 76th |
| Total assets | $107.5M | $335.9M |
| Deposits / shares | $89.8M | $280.4M |
| Capital ratio | 12.32% | 16.78% (stronger) |
| Problem loans | 2.36% | 1.38% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.36% |
| Return on assets | 0.78% | 1.16% (stronger) |
| Loans ÷ deposits | 88.4% | 72.7% (stronger) |
| Uninsured deposits | 11.4% | 0.0% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Sherwood State Bank leads on 1 and Genfed Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.