Side-by-side · Q2 2026 data
The Sherwood State Bank vs Spring Valley Bank
Metric by metric
| Measure | The Sherwood State Bank | Spring Valley Bank |
|---|---|---|
| TellerScore | 55 | 89 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 21 | 86 (stronger) |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 72 (stronger) | 49 |
| Problem-loan coverage | 72 | 98 (stronger) |
| Peer percentile | 11th | 94th |
| Total assets | $107.5M | $113.6M |
| Deposits / shares | $89.8M | $67.0M |
| Capital ratio | 12.32% | 34.07% (stronger) |
| Problem loans | 2.36% | 0.43% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.78% | 2.90% (stronger) |
| Loans ÷ deposits | 88.4% (stronger) | 154.7% |
| Uninsured deposits | 11.4% (stronger) | 16.2% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 18.9% |
Spring Valley Bank has the higher TellerScore (89 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Sherwood State Bank leads on 3 and Spring Valley Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.