Side-by-side · Q2 2026 data
The Sherwood State Bank vs The Peoples Savings and Loan Company
Metric by metric
| Measure | The Sherwood State Bank | The Peoples Savings and Loan Company |
|---|---|---|
| TellerScore | 55 | 63 (stronger) |
| Capital cushion | 73 (stronger) | 40 |
| Loan quality | 21 | 95 (stronger) |
| Earnings | 51 (stronger) | 48 |
| Funding & liquidity | 72 (stronger) | 50 |
| Problem-loan coverage | 72 | 97 (stronger) |
| Peer percentile | 11th | 24th |
| Total assets | $107.5M | $109.9M |
| Deposits / shares | $89.8M | $79.1M |
| Capital ratio | 12.32% (stronger) | 8.99% |
| Problem loans | 2.36% | 0.14% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.78% (stronger) | 0.69% |
| Loans ÷ deposits | 88.4% (stronger) | 120.4% |
| Uninsured deposits | 11.4% | 7.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
The Peoples Savings and Loan Company has the higher TellerScore (63 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Sherwood State Bank leads on 4 and The Peoples Savings and Loan Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.