Side-by-side · Q2 2026 data
The Sherwood State Bank vs Warsaw Federal Savings and Loan Association
Bank
Warsaw Federal Savings and Loan Association
Cincinnati, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Sherwood State Bank | Warsaw Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 55 (stronger) | 53 |
| Capital cushion | 73 (stronger) | 71 |
| Loan quality | 21 | 57 (stronger) |
| Earnings | 51 (stronger) | 17 |
| Funding & liquidity | 72 (stronger) | 40 |
| Problem-loan coverage | 72 | 80 (stronger) |
| Peer percentile | 11th | 9th |
| Total assets | $107.5M | $108.5M |
| Deposits / shares | $89.8M | $71.9M |
| Capital ratio | 12.32% (stronger) | 12.10% |
| Problem loans | 2.36% | 1.30% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 0.78% (stronger) | -0.08% |
| Loans ÷ deposits | 88.4% (stronger) | 124.0% |
| Uninsured deposits | 11.4% (stronger) | 23.8% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 11.7% |
The Sherwood State Bank has the higher TellerScore (55 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The Sherwood State Bank leads on 6 and Warsaw Federal Savings and Loan Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.