Side-by-side · Q2 2026 data
The Southern Bank Company vs NobleBank & Trust
Metric by metric
| Measure | The Southern Bank Company | NobleBank & Trust |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 37 | 91 (stronger) |
| Earnings | 73 | 89 (stronger) |
| Funding & liquidity | 88 (stronger) | 76 |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 64th | 80th |
| Total assets | $133.1M | $444.0M |
| Deposits / shares | $104.8M | $396.6M |
| Capital ratio | 15.05% (stronger) | 11.32% |
| Problem loans | 1.89% | 0.26% (stronger) |
| Net charge-offs | -0.70% (stronger) | 0.02% |
| Return on assets | 1.32% | 1.74% (stronger) |
| Loans ÷ deposits | 63.4% (stronger) | 68.4% |
| Uninsured deposits | 22.7% (stronger) | 29.4% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
NobleBank & Trust has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Southern Bank Company leads on 4 and NobleBank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.