Side-by-side · Q2 2026 data
The Southern Credit Union vs Coosa Valley Credit Union
Metric by metric
| Measure | The Southern Credit Union | Coosa Valley Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 66 (stronger) | 45 |
| Loan quality | 97 (stronger) | 80 |
| Earnings | 37 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 68th | 34th |
| Total assets | $560.2M | $765.9M |
| Deposits / shares | $499.1M | $678.1M |
| Capital ratio | 11.60% (stronger) | 9.53% |
| Problem loans | 0.10% (stronger) | 0.61% |
| Net charge-offs | 0.15% (stronger) | 0.52% |
| Return on assets | 0.43% | 1.08% (stronger) |
| Loans ÷ deposits | 42.0% (stronger) | 89.4% |
| Uninsured deposits | 6.3% | 5.7% (stronger) |
| Offices | 11 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Southern Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Southern Credit Union leads on 5 and Coosa Valley Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.