Side-by-side · Q2 2026 data
The St. Henry Bank vs The Peoples Bank Co.
Metric by metric
| Measure | The St. Henry Bank | The Peoples Bank Co. |
|---|---|---|
| TellerScore | 92 (stronger) | 85 |
| Capital cushion | 86 (stronger) | 69 |
| Loan quality | 97 (stronger) | 96 |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 77 | 85 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 97th | 88th |
| Total assets | $435.6M | $859.2M |
| Deposits / shares | $384.5M | $738.8M |
| Capital ratio | 13.61% (stronger) | 11.89% |
| Problem loans | 0.10% (stronger) | 0.13% |
| Net charge-offs | -0.16% (stronger) | 0.01% |
| Return on assets | 2.57% (stronger) | 1.66% |
| Loans ÷ deposits | 63.6% | 61.5% (stronger) |
| Uninsured deposits | 32.3% | 27.4% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The St. Henry Bank has the higher TellerScore (92 vs 85). On the 7 directional measures above (where higher or lower is clearly better), The St. Henry Bank leads on 5 and The Peoples Bank Co. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.