Side-by-side · Q2 2026 data
The State Bank vs Bank Plus
Metric by metric
| Measure | The State Bank | Bank Plus |
|---|---|---|
| TellerScore | 83 (stronger) | 72 |
| Capital cushion | 67 (stronger) | 57 |
| Loan quality | 100 | 100 |
| Earnings | 67 | 68 (stronger) |
| Funding & liquidity | 100 (stronger) | 41 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 73rd | 50th |
| Total assets | $88.4M | $144.6M |
| Deposits / shares | $80.3M | $103.4M |
| Capital ratio | 11.73% (stronger) | 10.67% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.06% (stronger) | 0.57% |
| Return on assets | 1.18% | 1.19% (stronger) |
| Loans ÷ deposits | 52.1% (stronger) | 116.3% |
| Uninsured deposits | 15.4% (stronger) | 23.1% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The State Bank has the higher TellerScore (83 vs 72). On the 6 directional measures above (where higher or lower is clearly better), The State Bank leads on 5 and Bank Plus on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.