Bank Plus (FDIC certificate #16547) is based in Estherville, Iowa. Its Q2 2026 call report shows $144.6M in total assets and $103.4M in deposits and 4 offices.
Bank Plus has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 118th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (41/100, 116% loans-to-deposits, 23% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 14 points (58 → 72), mostly because the loan quality component improved by 29 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 53 |
| Q4 2024 | 57 |
| Q1 2025 | 56 |
| Q2 2025 | 58 |
| Q3 2025 | 59 |
| Q4 2025 | 60 |
| Q1 2026 | 67 |
| Q2 2026 | 72 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.95% |
| Q3 2024 | 9.12% |
| Q4 2024 | 9.17% |
| Q1 2025 | 9.53% |
| Q2 2025 | 10.10% |
| Q3 2025 | 10.00% |
| Q4 2025 | 10.11% |
| Q1 2026 | 9.81% |
| Q2 2026 | 10.67% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.05% |
| Q3 2024 | 1.03% |
| Q4 2024 | 0.74% |
| Q1 2025 | 0.81% |
| Q2 2025 | 0.86% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.02% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.82% |
| Q4 2024 | 0.79% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.75% |
| Q3 2025 | 0.75% |
| Q4 2025 | 0.85% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.19% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $144.6M | 10.67% | 0.00% | 1.19% | 116.3% |
| Q1 2026 | 67 | $151.5M | 9.81% | 0.02% | 1.06% | 110.0% |
| Q4 2025 | 60 | $157.1M | 10.11% | 0.70% | 0.85% | 116.2% |
| Q3 2025 | 59 | $150.8M | 10.00% | 0.67% | 0.75% | 112.2% |
| Q2 2025 | 58 | $148.1M | 10.10% | 0.86% | 0.75% | 105.9% |
| Q1 2025 | 56 | $152.5M | 9.53% | 0.81% | 0.64% | 104.8% |
| Q4 2024 | 57 | $163.4M | 9.17% | 0.74% | 0.79% | 117.3% |
| Q3 2024 | 53 | $163.4M | 9.12% | 1.03% | 0.82% | 112.5% |
| Q2 2024 | 52 | $161.1M | 8.95% | 1.05% | 0.80% | 109.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Exchange State BankBank Ames, IA | 71 out of 100, Strong | $146.0M | 11.2% | 1.00% | vs |
| First State BankBank Belmond, IA | 67 out of 100, Moderate | $141.7M | 11.2% | 0.92% | vs |
| Bridge Community BankBank Mount Vernon, IA | 74 out of 100, Strong | $141.1M | 10.5% | 0.03% | vs |
| Farmers Trust & Savings BankBank Earling, IA | 77 out of 100, Strong | $148.1M | 9.0% | 0.00% | vs |
| Readlyn Savings BankBank Readlyn, IA | 66 out of 100, Moderate | $148.3M | 19.3% | 3.04% | vs |
| Farmers Savings BankBank Marshalltown, IA | 85 out of 100, Very strong | $140.3M | 16.5% | 0.57% | vs |
Deposit insurance
Is my money safe at Bank Plus?
Yes. Bank Plus is an FDIC-insured institution (FDIC certificate #16547). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.1% of deposits ($23.9M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.67%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Bank Plus lists 4 offices in 4 cities. Most locations:
- Estherville, IA (1)
- Graettinger, IA (1)
- Ledyard, IA (1)
- Swea City, IA (1)
Identity & history
Profile
- Legal name
- Bank Plus
- Former names
- Swea City State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 16547
- RSSD ID
- 329149
- Primary regulator
- FDIC
- Holding company
- Swea City Bcorp Inc
- Established
- March 1, 1947
- Headquarters
- 1202 Central Ave, Estherville, IA 51334
- Website
- www.bankplusiowa.com
- Employees
- 25
Quick answers
Bank Plus: common questions
Is Bank Plus FDIC insured?
Yes. Bank Plus is an FDIC-insured institution (FDIC certificate #16547). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank Plus's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank Plus ever failed?
There is no failure record for FDIC certificate #16547 in the FDIC failed bank list.
How many branches does Bank Plus have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Estherville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Welcome State BankBank Welcome, MN | 90 out of 100, Very strong | $44.3M | 12.8% | 0.00% | vs |
| Citizens Community Credit UnionCredit union Fort Dodge, IA | 88 out of 100, Very strong | $253.6M | 19.1% | 0.73% | vs |
| The State BankBank Spirit Lake, IA | 83 out of 100, Strong | $88.4M | 11.7% | 0.00% | vs |
| First State BankBank Webster City, IA | 81 out of 100, Strong | $674.3M | 12.4% | 0.12% | vs |
| Worthington Federal Savings Bank, FSBBank Worthington, MN | 80 out of 100, Strong | $135.4M | 14.8% | 0.65% | vs |
| Cent Credit UnionCredit union Mason City, IA | 77 out of 100, Strong | $166.0M | 12.7% | 0.20% | vs |