Side-by-side · Q2 2026 data
The State Bank vs Worthington Federal Savings Bank, FSB
Metric by metric
| Measure | The State Bank | Worthington Federal Savings Bank, FSB |
|---|---|---|
| TellerScore | 83 (stronger) | 80 |
| Capital cushion | 67 | 98 (stronger) |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 67 (stronger) | 45 |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 73rd | 77th |
| Total assets | $88.4M | $135.4M |
| Deposits / shares | $80.3M | $113.3M |
| Capital ratio | 11.73% | 14.83% (stronger) |
| Problem loans | 0.00% (stronger) | 0.65% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.18% (stronger) | 0.61% |
| Loans ÷ deposits | 52.1% (stronger) | 77.9% |
| Uninsured deposits | 15.4% | 3.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The State Bank has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The State Bank leads on 4 and Worthington Federal Savings Bank, FSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.