Side-by-side · Q2 2026 data
The State Bank of Geneva vs Earthmover Credit Union
Metric by metric
| Measure | The State Bank of Geneva | Earthmover Credit Union |
|---|---|---|
| TellerScore | 75 | 87 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 95 (stronger) | 75 |
| Earnings | 47 | 72 (stronger) |
| Funding & liquidity | 82 | 92 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 61st | 91st |
| Total assets | $116.2M | $471.7M |
| Deposits / shares | $102.9M | $385.6M |
| Capital ratio | 11.81% | 19.34% (stronger) |
| Problem loans | 0.16% (stronger) | 0.75% |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 0.68% | 1.30% (stronger) |
| Loans ÷ deposits | 77.1% | 68.1% (stronger) |
| Uninsured deposits | 15.9% | 0.0% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Earthmover Credit Union has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The State Bank of Geneva leads on 2 and Earthmover Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.