Side-by-side · Q2 2026 data
The State Bank of Geneva vs Molex Employees Federal Credit Union
Credit union
Molex Employees Federal Credit Union
Lisle, Illinois · Under $100 million in assets
Metric by metric
| Measure | The State Bank of Geneva | Molex Employees Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 95 (stronger) | 84 |
| Earnings | 47 | 55 (stronger) |
| Funding & liquidity | 82 (stronger) | 81 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 61st | 75th |
| Total assets | $116.2M | $6.5M |
| Deposits / shares | $102.9M | $5.3M |
| Capital ratio | 11.81% | 18.36% (stronger) |
| Problem loans | 0.16% (stronger) | 0.47% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 0.68% | 0.87% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 78.9% |
| Uninsured deposits | 15.9% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Molex Employees Federal Credit Union has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The State Bank of Geneva leads on 3 and Molex Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.