Side-by-side · Q2 2026 data
The State Bank of Geneva vs The Granville National Bank
Metric by metric
| Measure | The State Bank of Geneva | The Granville National Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 61 |
| Capital cushion | 68 (stronger) | 61 |
| Loan quality | 95 (stronger) | 26 |
| Earnings | 47 | 67 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 82 |
| Peer percentile | 61st | 20th |
| Total assets | $116.2M | $118.4M |
| Deposits / shares | $102.9M | $105.1M |
| Capital ratio | 11.81% (stronger) | 11.10% |
| Problem loans | 0.16% (stronger) | 2.21% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.68% | 1.17% (stronger) |
| Loans ÷ deposits | 77.1% | 50.8% (stronger) |
| Uninsured deposits | 15.9% | 12.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The State Bank of Geneva has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The State Bank of Geneva leads on 4 and The Granville National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.