Side-by-side · Q2 2026 data
The State Credit Union vs Mobility Credit Union
Credit union
The State Credit Union
Charleston, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The State Credit Union | Mobility Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 30 |
| Loan quality | 92 (stronger) | 68 |
| Earnings | 71 (stronger) | 34 |
| Funding & liquidity | 89 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 57 |
| Peer percentile | 89th | 4th |
| Total assets | $95.3M | $357.6M |
| Deposits / shares | $75.7M | $326.8M |
| Capital ratio | 19.12% (stronger) | 8.01% |
| Problem loans | 0.25% (stronger) | 0.97% |
| Net charge-offs | -0.00% (stronger) | 0.99% |
| Return on assets | 1.26% (stronger) | 0.36% |
| Loans ÷ deposits | 71.2% (stronger) | 96.6% |
| Uninsured deposits | 1.9% (stronger) | 10.4% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 44.9% |
The State Credit Union has the higher TellerScore (90 vs 48). On the 7 directional measures above (where higher or lower is clearly better), The State Credit Union leads on 7 and Mobility Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.