Side-by-side · Q2 2026 data
The State National Bank of Big Spring vs Prosperity Bank
Metric by metric
| Measure | The State National Bank of Big Spring | Prosperity Bank |
|---|---|---|
| TellerScore | 67 | 71 (stronger) |
| Capital cushion | 62 (stronger) | 56 |
| Loan quality | 46 | 84 (stronger) |
| Earnings | 92 (stronger) | 75 |
| Funding & liquidity | 57 (stronger) | 54 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 34th | 76th |
| Total assets | $640.0M | $43.9B |
| Deposits / shares | $574.9M | $32.9B |
| Capital ratio | 11.19% (stronger) | 10.64% |
| Problem loans | 1.63% | 0.48% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.35% |
| Return on assets | 1.79% (stronger) | 1.37% |
| Loans ÷ deposits | 16.5% (stronger) | 74.8% |
| Uninsured deposits | 54.2% | 42.7% (stronger) |
| Offices | 3 | 373 |
| CFPB complaints (3 yrs) | — | 117 |
| Complaints per $1B deposits | — | 3.6 |
| Mortgage denial rate (HMDA) | — | 31.5% |
Prosperity Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The State National Bank of Big Spring leads on 4 and Prosperity Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.