Side-by-side · Q2 2026 data
The State Savings Bank of Manistique vs Nicolet National Bank
Metric by metric
| Measure | The State Savings Bank of Manistique | Nicolet National Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 46 | 46 |
| Loan quality | 77 | 79 (stronger) |
| Earnings | 51 | 67 (stronger) |
| Funding & liquidity | 93 (stronger) | 54 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 31st | 46th |
| Total assets | $178.2M | $15.4B |
| Deposits / shares | $154.1M | $13.0B |
| Capital ratio | 9.64% | 9.64% (stronger) |
| Problem loans | 0.70% | 0.63% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.77% | 1.17% (stronger) |
| Loans ÷ deposits | 59.8% (stronger) | 86.0% |
| Uninsured deposits | 21.7% (stronger) | 33.2% |
| Offices | 3 | 110 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
The State Savings Bank of Manistique has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The State Savings Bank of Manistique leads on 4 and Nicolet National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Manistique, MI