Side-by-side · Q2 2026 data
The Stephenson National Bank and Trust vs AbbyBank
Metric by metric
| Measure | The Stephenson National Bank and Trust | AbbyBank |
|---|---|---|
| TellerScore | 66 (stronger) | 56 |
| Capital cushion | 51 (stronger) | 44 |
| Loan quality | 62 (stronger) | 55 |
| Earnings | 76 (stronger) | 54 |
| Funding & liquidity | 77 (stronger) | 69 |
| Problem-loan coverage | 81 (stronger) | 77 |
| Peer percentile | 31st | 13th |
| Total assets | $676.8M | $662.2M |
| Deposits / shares | $588.0M | $580.2M |
| Capital ratio | 10.07% (stronger) | 9.43% |
| Problem loans | 1.15% (stronger) | 1.34% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 0.86% |
| Loans ÷ deposits | 83.7% | 75.0% (stronger) |
| Uninsured deposits | 14.9% (stronger) | 29.2% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | 10.4% |
The Stephenson National Bank and Trust has the higher TellerScore (66 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The Stephenson National Bank and Trust leads on 5 and AbbyBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.